A Bridging Loan is short-term finance, secured on a single property, multiple properties or even land, allowing faster access to finance or where a conventional mortgage isn’t viable initially.

A Lifetime mortgage is a type of equity release product designed for older homeowners. It allows them to borrow against the value of their home without having to make monthly repayments. 

Development Finance is short-term finance, released in stages to purchase and/or develop a site, it can be used for commercial or residential units. 

A Fixed Term Contractor mortgage is a product that is tailored for freelancers and contractors with fixed-term contracts. It considers their unique employment and income patterns, differing from standard mortgages designed for permanent, salaried employees.

Commercial Mortgages are used to purchase or refinance a property used for commercial, or semi-commercial purposes. This can be on an owner-occupied or investment basis.

A self-employed mortgage is designed to look at an individual that work for themself and is designed to consider unique income structures, especially those that vary from an employee.

Buy-to-Let Mortgages allow you to purchase or remortgage a residential property, with the intention of letting it out to tenants on an investment basis.

Expat Mortgages specifically designed for UK citizens that are living or have recently returned from living abroad. 

HMO stands for Houses in Multiple Occupation and describes a property that is occupied by multiple, usually unrelated, tenants. HMO mortgages are there to provide finance for these specific circumstances. 

An interest only mortgage is one where the borrower only pays the interest on the money borrowed, this means a balance will remain at the end of the mortgage term. A repayment strategy is required to pay the mortgage off at the end of the term.