Mortgage Broker Blog

Development Finance is funding which is designed to for construction, renovation or property conversions of both residential and...

How much can I borrow with a Commercial Mortgage? Some commercial mortgage lenders may lend up to 75% of a property’s value (Loan to Value or LTV), although this will depend on the property type, the strength of the deal and your individual circumstances. If the property will be occupied by your own business, this is known as an owner-occupied commercial mortgage and affordability will usually be based on the business’s income and profitability. If the property is being purch

A Buy-to-Let Mortgage is one that allows you to borrow money against a property that is let out to tenants, or due to be let out. Learn more > Buy-to-Let Mortgage FAQS How much can I borrow with a Buy-to-Let Mortgage? Buy-to-Let Mortgage lenders may lend up to 75/80% of a property’s value, the amount they can lend is based on the rental income of the property. Can I have interest only on a Buy-to-Let Mortgage? Yes. Most Buy-to-Let Mortgage lenders will allow you to take the

A Bridging Loan is a short-term finance product, designed to bridge the gap until an asset can be sold or until longer term finance can be arranged. Learn more > Bridging Loan FAQS How much can I borrow with a Bridging Loan? Bridging Loan lenders may lend up to 75% on a single asset, this can be more if there are other assets that can be included as security for the lender. For example, if you have other properties that you are willing to incorporate into the deal. What wil

Can you get a mortgage as a day rate contractor? Learn how lenders assess your income, why your tax returns may not reflect your true earnings and how specialist lenders can help maximise your borrowing.

When it comes to property development, finding the necessary funds to bring your projects to life can be a significant challenge. One of...