01277 564 054 | 0203 959 3322
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Independent Mortgage Broker · Brentwood, Essex & London

A mortgage team-mate. Not a sales pitch.

Clear, independent advice from Brentwood, Essex — for residential, buy-to-let, and specialist finance. No jargon, no pressure.

Matt Gibbs — Founder, MRG Private Clients, Independent Mortgage Broker in Brentwood Essex
Matt Gibbs
Business Owner & Your Adviser
FCA Regulated · Ref 797843 14+ Years’ Experience Independent Advice No Fee on Remortgages Brentwood, Essex & London
01277 564 054 0203 959 3322
What we do

The mortgage situations we help with

MRG Private Clients is an independent mortgage broker based in Brentwood, Essex. We provide whole-of-market advice to clients across Brentwood, Chelmsford, Basildon, Romford, and throughout London.

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Residential Mortgages

Buying or remortgaging the home you live in — straightforward or complex income welcome.

First-time buyersHome moversRemortgagesSelf-employed
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Buy-to-Let Mortgages

Investment property finance — standard BTL, HMOs, and expat landlords all considered.

Standard BTLHMOsExpat Landlords
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Specialist & Commercial

More complex borrowing — bridging loans, development finance, and commercial mortgages.

Bridging LoansDevelopment FinanceCommercial
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Getting a mortgage shouldn’t feel uncertain

01

Clear advice, from the start

14+ years of experience helping clients in Brentwood, Essex and across London — especially where income isn’t straightforward.

02

Support throughout the process

From first conversation through to completion. You’re never left wondering what’s happening next.

03

Straight-talking, plain English

No jargon, no sales pressure. Honest conversations so you can make decisions with confidence.

“I would highly recommend Matt and Carly — always super helpful, professional and they put their clients first. They go above and beyond and are brilliant at what they do.”Daniel Luck · Google Review ★★★★★
Common questions

FAQs

Do you charge a broker fee?

No fee for remortgages. For standard purchases it’s £195, paid only once a full application is submitted. Complex cases are £300. We’ll always confirm any fee with you upfront — no surprises.

What if my income isn’t straightforward?

That’s very common. We regularly help clients who are self-employed, contractors, or have multiple income sources. We’ll talk you through how lenders are likely to view your situation.

Do I have to commit to anything to speak to you?

No. An initial conversation is simply a chance to talk things through, ask questions, and understand your options — before making any decisions.

Where are you based?

We’re based in Brentwood, Essex and advise clients across Essex and London. You can reach us on 01277 564 054 or 0203 959 3322.

How does the process usually work?

We’ll start with a conversation to understand what you’re looking to do, then explain the next steps clearly and at a pace that suits you.

Where we work

Mortgage advice across Essex and London

Based in Brentwood, we advise clients across Essex and London — in person, by phone, or by video. Most clients never need to visit us.

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Brentwood

Our home town and the heart of our client base. Independent mortgage advice for buyers, movers and homeowners across Brentwood, Shenfield, Hutton, Ingatestone and the surrounding villages.

CM13 · CM14 · CM15All mortgage types
Brentwood mortgage advice
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Chelmsford

One of our busiest areas. New build developments, London commuters moving out for more space, first-time buyers and remortgages — we know the Chelmsford market well.

New buildsLondon moversCM1 · CM2 · CM3
Chelmsford mortgage advice
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Romford

Elizabeth line connectivity, strong first-time buyer market, and excellent value versus inner East London. We cover Romford and across Havering.

First-time buyersElizabeth lineRM1 · RM2 · RM3
Romford mortgage advice
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Shenfield

Established, affluent, and at the eastern end of the Elizabeth line. Popular with professional families and buyers with complex income. Right next door to our Brentwood office.

Elizabeth lineSelf-employedCM15
Shenfield mortgage advice
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More areas coming soon

We cover the whole of Essex and London. Local pages for Basildon, Southend and more are on the way.

EssexLondonNationwide
Ready when you are

Let’s talk through your options

No commitment. Based in Brentwood, Essex — advising clients across Essex and London.

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